FAQs > Leasing
For orders over £1000 we offer the convenience of leasing your binding and laminating equipment.
When you have selected the items you would like, simply select
‘Lease Option’ in the checkout and we’ll give you an indicative quote
of what the monthly costs will be over three or five years.
If you want to go ahead with a full quote we simply need to gather
some essential information then we can do the analysis and call you
back with the proposal, we store your order details and once the lease
is approved we can get the order picked and shipped straight away.
If you decide leasing is not for you we can also process your order normally.
Our leasing offers a cost effective alternative to capital
expenditure when fitting out or refurbishing your work space,
regardless of whether it's an office, hotel, shop or warehouse.
There are many benefits to choosing leasing.
Overcome budget limitations
Make the most of your budget by spreading the cost over 3 or 5 years
and acquire the solution that meets your needs fully, rather than that
which your budget dictates and then pay a monthly repayment you can
comfortably afford.
Improve Cash flow with fixed monthly payments
Our Lease payment options are fixed for the period allowing you to budget for one easy monthly payment.
Preserve borrowing power
Other lines of credit from your bank remain intact for other
credit needs. In addition, leasing is far more cost effective than bank
borrowing as loan payments do not attract 100% allowances.
And for tax paying organisations: It can be cheaper than paying cash!
If you pay for the furniture and refurbishment of your building
from your cash flow, only a limited percentage is allowable for tax
purposes. Because of the 'intangible' elements, the revenue only allows
you to claim capital allowances against a proportion of the project.
For an average job, we would expect this to be approximately 65% of
the project. However, if you lease the works, the repayments are 100%
allowable, unlike other forms of finance such as a bank loan.
This 100% allowance on payments makes leasing the most tax efficient
method of refurbishing a building and can work out cheaper than paying
cash or borrowing from your bank.
This is particularly advantageous to organisations paying a higher
level tax i.e. large corporations and partnerships and LLPs.
On an average fit out project, we estimate this saving can be up to 18% of the project cost compared with paying cash.
Our finance options are specifically tailored for customers buying
office furniture and refurbishing or fitting out their working
environments.
Finance Provided by Plus Finance
Established in 2001 to provide the industry with a customised
finance solutions to help customers to spread the cost of a project.
Dedicated to offering the best leasing products specifically tailored to the office products industry.
Partnerships with organisations such as the BCFA and The Association of
Interior Specialists provide enhanced knowledge of the industry and
illustrate our commitment to this market.
Typical APR 6%. Finance subject to status. Written quotations available
on request. Terms and conditions apply.